Shelter Afrique Development Bank
The Officer – Special Operations supports the collection and recovery of non-performing loans (NPLs) and overdue accounts within the development banking sector. The role assists in implementing debt recovery strategies aligned with the bank’s mandate of financial inclusion and sustainable development. The Recoveries Officer collaborates with legal, credit risk, and portfolio management teams to help minimize credit losses and maximize recoveries.
Key Responsibilities and Job Dimensions
- Assist in implementing workouts such as project financial restructurings or other recovery solutions for nonperforming or distressed investments to facilitate financially viable exits.
- Analyse nonperforming and impaired projects/transactions and prepare recommendations on recovery strategies for approval by senior management.
- Support the preparation of financial forecasts and conduct cash flow analyses to assess project viability.
- Assist in developing and executing action plans for repossessed assets and written-off cases, ensuring minimal exposure.
- Coordinate with various stakeholders to ensure timely delivery of recovery activities.
- Participate in discussions around refinancing, turnaround, workout, enforcement, insolvency processes, and other rescue approaches for NPL projects.
- Monitor financial and operational performance of impaired investments/projects and assist in implementing agreed workout strategies.
- Prepare regular NPL management reports for review by senior management and committees.
- Document lessons learned from recovery operations to share best practices within the company.
- Assist in setting targets and milestones for unit staff and support performance assessments.
- Provide support to other staff in dealing with the nonperforming book.
- Contribute to the review and improvement of policies, procedures, guidelines, and manuals related to recovery operations.
Decision Making / Job Influence
The role involves executing assigned tasks, collaborating with team members, and reporting progress to supervisors to support the achievement of organizational objectives.
Working Conditions
The role operates under normal working conditions
Job Competencies (Knowledge, Experience and Attributes / Skills).
Academic Qualifications
- Bachelor’s degree in Business Administration, Finance, Economics, or a related field.
Professional Qualifications / Membership to professional bodies
- Relevant professional certifications (e.g., CPA, CFA, Credit Risk Certification) are preferred.
Previous relevant work experience required
- A minimum of Six (6) years of related work experience
Functional Skills:
Behavioral Competencies/Attributes:
- Analytical Thinking and Problem Solving
- Proactive Risk Management
- Self-driven and results oriented
- Excellent communication skills
- Resilient and Adaptable
- Able to work within strict timelines
- Excellent planning skills
- Stakeholder Engagement
- Integrity
- Responsive, prompt, effective and impartial
- Application of technology in the work environment
- Teamwork
- Innovation and forward thinking
HOW TO APPLY:
Applicants are invited to send a letter of motivation illustrating their suitability in relation to the qualifications listed, along with a detailed curriculum vitae. Please ensure the subject line of your application email states Officer – Special Operations.
All candidates from Shelter Afrique member countries are strongly encouraged to apply.